FINANCIAL LIFE GOALS is a partnership of five individuals. We enjoy creative pragmatism and seeing good ideas successfully implemented. Our team has considerable experience in private wealth management, managing data and building applications. Our diverse skill sets and wide-ranging networks allow us to tackle complex problems and scale our services accordingly.

Bernhard Obenhuber

Two years of digital entrepreneurship after ten years in banking, with UBS and Credit Suisse, as asset allocation strategist.

University degrees in finance and economics from the University of Innsbruck, Austria, and a CFA charterholder.

Driven by turning an idea into a product and a product into a business.

Builder and co-founder of

Based in Zurich.

Mark Andersen

Over ten years of banking experience with UBS and Danske Capital, running global asset allocation, investment strategy and risk functions.

Degree in economics and finance from the Copenhagen Business School, Denmark.

People worry more about their financials than their health. We can help change that.

Based in Zurich and Hong Kong.

Nicolas Camenzind

Three years as a quantitative analyst at UBS, responsible for modeling interest rate volatility and its impact on trading portfolios, part of the market risk methodology team.

Nicolas holds a master’s in mathematics from ETH-Zurich, Switzerland.

Strong interests in portfolio construction, financial modeling and machine learning techniques to extract the most value out of data.

Based in Zurich.

Axel Swoboda

More than 15 years experience in the frontend development of web applications.

Degree in multimedia design from the University of Applied Sciences in Salzburg, Austria.

Appreciates a style guide-driven design approach to create compelling user interfaces and experiences, and admires innovative data visualizations.

Builder and co-founder of

Based in Vienna.

Patrick Kranzlmüller

More than 15 years of experience in the backend development of web applications.

Patrick has a master in media and communication sciences from the University of Vienna, Austria.

Passionate about building stable, future-proof backend solutions and APIs based on clean, maintainable code.

Builder and co-founder of

Based in Vienna.

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