c/o Bernhard Obenhuber
Giesshübelstrasse 62e
8045 Zürich



Your access to and use of FINANCIAL LIFE GOALS is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions.

By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions, you must immediately stop using the Website.


FINANCIAL LIFE GOALS will never ask for your credit card details and we advice our customers to not enter their credit cards details on FINANCIAL LIFE GOALS website or by submitting such details in any other form.


The contents of FINANCIAL LIFE GOALS website do not constitute advice and should not be relied upon in making or refraining from making, any decision. All material contained on FINANCIAL LIFE GOALS is provided without any or warranty of any kind. You use the material on FINANCIAL LIFE GOALS at your own discretion.


FINANCIAL LIFE GOALS reserves the right to:

  1. change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that FINANCIAL LIFE GOALS shall not be liable to you for any such change or removal, and
  2. change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.


FINANCIAL LIFE GOALS Website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.


  1. All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to FINANCIAL LIFE GOALS or otherwise used by FINANCIAL LIFE GOALS as permitted by law.
  2. In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.


  1. Throughout this Website you may find links to third party websites. The provision of a link to such a website does not mean that we endorse that website. If you visit any website via a link on this Website you do so at your own risk.
  2. Any party wishing to link to this website is entitled to do so provided that the conditions below are observed:
    1. you do not seek to imply that we are endorsing the services or products of another party unless this has been agreed with us in writing;
    2. you do not misrepresent your relationship with this website; and
    3. the website from which you link to this Website does not contain offensive or otherwise controversial content or, content that infringes any intellectual property rights or other rights of a third party.
  3. By linking to this Website in breach of our terms, you shall indemnify us for any loss or damage suffered to this Website as a result of such linking.


  1. The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
  2. To the extent permitted by law, FINANCIAL LIFE GOALS will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.
  3. FINANCIAL LIFE GOALS makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
  4. Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of FINANCIAL LIFE GOALS for death or personal injury as a result of the negligence of FINANCIAL LIFE GOALS or that of its employees or agents.


You agree to indemnify and hold FINANCIAL LIFE GOALS and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against FINANCIAL LIFE GOALS arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.


If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.


If you breach these Conditions of Use and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these Conditions of Use.


These Terms and Conditions shall be governed by and construed in accordance with the law of and you hereby submit to the exclusive jurisdiction of the courts.


For any further information please email


General information

This privacy policy explains what data we collect from you and what we do with this data and why we collect data. Privacy is very important to us. We protect and respect your privacy.

What data we collect

We collect personal and non-personal data. Personal data will include your name, email-address and location.

Upon accessing FINANCIAL LIFE GOALS, your browser transmits certain data. This information is saved in log files and includes: used operating system, information about your web browser, referrer-URL (URL of your previously visited web page), hostname/IP-address and date and time of your access.

How we collect data

Personal data is collected when you register on FINANCIAL LIFE GOALS. We use cookies and Google Analytics to collect non-personal data. Cookies are small files placed on your computer, and these help us to improve the user experience such as the login requirement.

Where we store your data

We store data on a server that is located in Düsseldorf, Germany.

What we do with your data

We do not, and will not, sell, rent or publish your data or share your data to any third party. Your data stays with us.

Google Analytics

We use Google analytics on the public FINANCIAL LIFE GOALS page to learn more about visitors in our page. This information helps us to improve our page and how we present FINANCIAL LIFE GOALS to you.

Here is a standard text that explains the Google Analytics:

This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may opt-out of third party cookies from Google Analytics on their respective websites. You may also refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Learn more about the Google Analytics Terms.

Changes to this policy

FINANCIAL LIFE GOALS may update the privacy policy from time to time. The most current version will be published here. We will inform registered users about changes to the privacy policy via email.


We want to provide the best experience to you. Hence, we would love to hear from you and welcome any feedback about FINANCIAL LIFE GOALS and this privacy policy. You can reach us at

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